Fannie Mae/Freddie Mac
Securitization Services
Hanover Capital can deliver your seasoned portfolio to either of the Agencies. Our services in this area include:
- Servicing Tape Analysis. Hanover Capital will receive an electronic file of the portfolio and will load the portfolio into Hanover Capital's pricing and stratification model. Hanover Capital will create stratified pools that allocate the loans into Agency eligible and ineligible pools. This analysis will also identify loans which may require a waiver to meet Agency eligibility requirements.
- Indicative Pool Pricing. For the Agency eligible loans, Hanover Capital will stratify the pools to assist you in meeting your target volume and profit goals. Hanover Capital can also provide indicative market pricing on the pools created.
- Delivery Requirements Edits. At the completion of the file review, Hanover Capital will run the portfolio through our proprietary system edits to identify any loans that may need to be deleted or that may need to be negotiated with the Agencies.
- Agency Negotiations. Hanover Capital can assist you in negotiating the terms of the delivery contracts with the Agencies, as well as the guarantee fees involved.
- Mornet or Midanet Delivery. Hanover Capital can deliver the loans electronically through either of the Agency systems, and can coordinate the entire delivery among the parties involved: your servicing area, the custodian, and the Agency's Marketing and Data Processing Areas.
